TERMS OF BUSINESS
This Terms of Business page sets out how we will deal with you in the provision of advice in relation to commercial finance. Unlike most mortgage advice, advice with regard to commercial finance to a Limited Company or business is not regulated by a regulatory body, such as the Financial Conduct Authority (FCA).
The products we have arranged for you will not be kept under review, but we may contact you in the future by means of an unsolicited promotion should we wish to discuss the relative merits of a product or service which we feel may be of interest to you.
It is our normal company policy to work with all lenders and to provide you with information and product detail to enable you to make an informed choice as to the most appropriate loan to suit your personal circumstances.
You will receive from us details of the products and lenders selected, along with quotations, and we will confirm the outcome of our discussion with you in writing.
Our aim is to provide you with a first class professional and confidential service. Should a complaint arise, in the first instance please write to Gem Financial Solutions at the address shown or by telephoning us.
We will normally obtain from you sufficient information about your personal circumstances to enable us to be in a position to obtain a quotation for you, and assist you in the application process.
You can be rest assured that we will keep all of your personal information private and confidential, even when you are no longer a customer, except where disclosure is made at your request or with your consent. Under the terms of the Data Protection Act, you have the right to view any personal data we may keep on you.
In order to process your mortgage application it may be necessary to disclose your information to third parties. Some of these parties may hold this information indefinitely. You agree that personal information held by us may be disclosed on a confidential basis and in accordance with the Data Protection Act 1998 to any such third parties. You also agree that this information may be transferred electronically, e.g. email and you agree that ourselves, or any such company, may contact you in future by any means of communication which we consider appropriate at the time.
|A fee of 1% of the capital loan amount.|
You or we may terminate our authority to act on your behalf at any time, without penalty. Notice of this termination must be given in writing and will take effect from the date of receipt. Termination is without prejudice to any transactions already initiated which will be completed according to these terms of business unless otherwise agreed in writing. You will be liable to pay for any transactions made prior to termination and any fees outstanding.
This letter relates solely to Business Lending. Advice given on these products is regulated by the Consumer Credit Regulations and therefore you have recourse under the Financial Services Ombudsman, but will not have any recourse under the Financial Services Compensation Scheme in respect of any future dispute resolution.
This is our Business Lending Terms of Business upon which we intend to rely. For your own benefit and protection you should read these terms carefully before continuing. If you do not understand any point please ask for further information. Continuation of using of the website or of any products or services provided by Mooving Money Ltd, gives your consent to our terms of business